The FCA’s 2025 consultation (CP25/25) signals a turning point for the UK crypto industry, aiming to align it with mainstream financial standards by strengthening governance, resilience, and consumer protection.
Key Points:
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Higher regulatory standards: Firms will face tougher requirements around governance, operational resilience, AML/KYC, financial crime prevention, and consumer duty.
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Practical implications: Crypto businesses must prepare for FCA authorisation, robust complaints handling, transparent product governance, and stricter risk management systems.
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Strategic opportunity: By engaging in the consultation, firms can shape proportionate rules, gain credibility with regulators, and position themselves competitively in a trusted, sustainable market.
