Money Laundering and Terrorist Financing (Amendment) Regulations 2026: What the changes mean for compliance

The 2026 amendments to the Money Laundering Regulations introduce targeted changes to customer due diligence, pooled client accounts and risk assessment. While not a wholesale rewrite, the reforms refine key areas of the regime and will require firms to update policies, systems and training.

Our factsheet explains what has changed and what firms should do now.

 

Download the factsheet to learn:

 

  • Revised customer due diligence thresholds and sterling conversions
  • Updated approach to pooled client accounts, including information-sharing and privilege protections
  • Changes to enhanced due diligence, including the “unusually complex or unusually large” threshold
  • Narrowing of high-risk third country requirements
  • Amendments to the Trust Registration Service and de minimis rules

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